Clear terms for a trusted program.

Terms and Conditions

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These Terms govern access to the Stacking Wealth website, membership program, audio content, digital downloads, calculators and related services. By purchasing or using the program, you agree to these Terms.

Membership and recurring billing

Monthly and annual memberships renew automatically at the price disclosed during checkout until cancelled. Members are responsible for maintaining accurate billing information. Cancellation stops future renewals but does not retroactively reverse charges already processed except where required by law or covered by the refund policy below.

Educational use

The program is provided for personal, noncommercial educational use. Members may not resell, republish, share login credentials, post downloads publicly, reproduce audio files or create derivative products without written permission.

Account access

You are responsible for safeguarding your credentials and activity under your account. We may suspend access for suspected fraud, unauthorized sharing, misuse, chargeback abuse or violation of these Terms.

No guaranteed outcomes

Financial outcomes depend on factors outside our control. We do not guarantee returns, savings, account performance, retirement readiness, tax results or any other financial outcome.

Limitation of liability

To the maximum extent allowed by law, the program and materials are provided “as is” without warranties. The business will not be liable for indirect, incidental, special or consequential damages arising from use of the program.

Changes

We may update content, features, pricing or these Terms. Material changes will be communicated as required by applicable law.

Privacy Policy

We may collect information submitted during checkout, account creation, support requests and website use, including name, email, billing contact details, device information, usage data and communications.

How information is used

Information may be used to provide access, process transactions through a payment processor, deliver support, maintain security, improve the program, communicate service updates and comply with legal obligations.

Payment information

Production payment pages should use hosted fields or tokenization from a compliant payment processor. The business should not store raw card numbers or security codes on the website server.

Sharing

Information may be shared with service providers needed to operate the program, such as hosting, authentication, analytics, email and payment providers. We do not sell personal information.

Retention and choices

Information is retained only as reasonably necessary for operations, legal compliance, dispute resolution and security. Users may contact support to request access, correction or deletion where applicable.

Cookies

The production website may use essential cookies for login and security and optional analytics or advertising cookies where properly disclosed and consented to.

30-Day Refund Policy

Members may request a refund within 30 calendar days of the first purchase of a monthly or annual plan. Refund eligibility applies to the initial membership payment only unless otherwise required by law.

To request a refund, contact support with the account email and purchase date. Approved refunds are returned to the original payment method. Access may be terminated when the refund is issued.

Renewal charges, previously refunded accounts, excessive download activity, account abuse, chargeback abuse and purchases made more than 30 days earlier may be excluded except where law requires otherwise. Clearly disclose any different business rule before launch.

Financial Education Disclaimer

Stacking Wealth is a general financial education program. The material is not individualized financial, investment, legal, accounting, tax, insurance or retirement advice and is not a recommendation to buy, sell or hold any security or financial product.

Examples, projections, calculators, historical figures and assumed rates are illustrative only. Actual results vary. Investments can lose value, past performance does not guarantee future results, taxes and fees may apply, and no rate of return is promised.

Before making financial decisions, consider your goals, circumstances, risk tolerance and time horizon and consult appropriately licensed professionals when needed. Account rules, contribution limits, tax treatment, laws and product terms can change.